Agreement to Terms
By downloading, installing, or using Loan Planner ("the App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the App.
Description of Service
Loan Planner is a financial calculator application that helps users:
- Calculate loan EMI (Equated Monthly Installments)
- Generate amortization schedules
- Compare debt payoff strategies
- Analyze prepayment scenarios
- Simulate what-if scenarios for loans
Disclaimer
The App is provided for informational and educational purposes only. It is not intended to provide financial, investment, tax, or legal advice.
The calculations provided by the App are estimates based on the information you enter. Actual loan terms, interest rates, and payment amounts may vary. Always consult with a qualified financial advisor, lender, or other professional before making financial decisions.
No Warranty
The App is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:
- Warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy or reliability of calculations
Limitation of Liability
To the fullest extent permitted by applicable law, Jerin Sebastian ("the Developer") and Loan Planner shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits or revenue
- Loss of data
- Financial losses resulting from reliance on calculations
- Any other intangible losses
User Responsibilities
You agree to:
- Use the App only for lawful purposes
- Verify all calculations independently before making financial decisions
- Not rely solely on the App for financial planning
- Seek professional advice for significant financial decisions
Intellectual Property
The App, including its design, code, graphics, and content, is protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without prior written consent.
Updates and Modifications
We reserve the right to modify, suspend, or discontinue the App at any time without notice. We may also update these Terms of Service from time to time. Continued use of the App after any changes constitutes acceptance of the new terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the developer resides, without regard to its conflict of law provisions.
Contact Us
If you have any questions about these Terms of Service, please contact us at: